Fannie Mae’s Big Update: You May Qualify Even With a Credit Score Below 620
What’s Changing
Fannie Mae — one of the two major agencies that back conventional mortgages — just made a major update to its Desktop Underwriter (DU) system, the automated tool lenders use to approve home loans.
Until now, most conventional loans required a...
What’s Going On With Mortgage Rates? (Explain-It-to-a-5th-Grader Version)
The 5th-Grader Version
Think of mortgage rates like the price of a bus ticket.
The bus company (the bond market) sets the ticket price based on how many people want a seat and where the bus is headed.
The Fed doesn’t set the bus ticket directly. It makes announcements that can...
6 Gardening Tips to Improve Your Yard and Boost Curb Appeal
A beautifully maintained yard adds charm to your home and can even increase its value. With warmer weather on the horizon, now is the perfect time to refresh your outdoor space! Whether you’re an experienced gardener or a total beginner, these six tips will help you transform your...
The Power of Color: How to Choose the Right Shades for Every Room
The colors you choose for your home can do more than make a space look nice—they can shape how you feel, think, and move through your day. A soothing blue might help you sleep better. A pop of red could energize your mornings. Choosing the right palette for each room is a simple but...
Home Within Reach: 15 Smart Strategies to Strengthen Your Buying Power
Buying a home is one of life’s biggest financial decisions—and one of the most rewarding. But with rising costs, higher interest rates, and limited inventory in some markets, it’s more important than ever to understand how to maximize your buying power.
Whether...
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