Maximize Your Home’s Value Before It Hits the Market

Strategic upgrades that can help you sell faster — and for more.

If you're preparing to sell your home, the right updates can make a big difference. While not every project pays off the same, investing in the right areas can help your home stand out, attract serious buyers, and potentially increase your final sale price.

Here’s where to focus your time and budget before you list.

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Know Your Market First

Before picking up a paintbrush or hiring a contractor, take a step back and assess your market. In a competitive buyers’ market, move-in ready homes tend to attract the most attention. In a sellers’ market, minor updates may be enough to make a strong impression.

Also consider your neighborhood. If you’re in a high-end area, buyers will expect certain features and finishes. But if your home is in a more modest neighborhood, large-scale renovations may not yield the return you're hoping for.

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5 Updates That Often Pay Off

1. Kitchen Touch-Ups
You don’t need a full kitchen remodel to make an impact. Focus on easy wins like replacing outdated appliances, refreshing the backsplash, and updating hardware or lighting. Small changes can make your kitchen feel more inviting and modern.

2. Bathroom Refreshes
Bathrooms are high on buyers’ priority lists. A mid-range update—such as replacing the vanity, updating fixtures, or adding new tile—can help boost value without breaking the bank. Even new mirrors and lighting can go a long way.

3. Curb Appeal & Landscaping
First impressions matter. Tidy up flower beds, trim overgrown shrubs, and consider repainting your front door or replacing house numbers. Simple upgrades like these can create a welcoming exterior that draws buyers in.

4. Fresh Paint
A fresh coat of paint is one of the most cost-effective ways to make your home feel well-maintained and ready to move into. Stick with neutral tones that appeal to a broad range of buyers, both inside and out.

5. Flooring Updates
If your flooring is worn or outdated, it may be time for an upgrade. Replacing carpet or refinishing hardwood floors can make a big visual impact. Buyers notice clean, updated flooring — and it often plays a role in their decision-making.

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Don’t Overinvest

It’s easy to get carried away with home improvement projects, but not all upgrades will pay off. Skip highly personal or luxury renovations that may not appeal to the average buyer. When in doubt, consult your real estate agent for guidance on what’s helping homes sell in your area.

Also, be sure to highlight any behind-the-scenes upgrades in your listing, such as updated plumbing, new insulation, or energy-efficient windows. These may not be obvious during a showing, but they can add real value when it’s time for inspection and appraisal.

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Thinking about your next move?
Whether you’re upgrading, downsizing, or relocating, we’re here to support you every step of the way. Our local lending team is ready to help you finance what’s next — with guidance you can trust.

* Specific loan program availability and requirements may vary. Please get in touch with your mortgage advisor for more information.